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VipCredit  Bad Credit - Your Source For Personal Loans to $75,000 - Since 1998 
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       Cash in hand in 10-30 days! - It's Guaranteed or Your Money Back!
You may have been turned away elsewhere, but everyone is welcome here!
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About Us
Over 50,000 satisfied clients a year can't be wrong!

  • Well, first off, no one...... repeat no one......can absolutely guarantee you a personal loan! 

  • To even say so, without knowing who you are, what your situation is, how much money you make, your ability to pay it back and for so many more reasons, it is not possible to guarantee anyone a personal loan. 

  • That is why we are different. No guarantee of a loan from us, sorry. BUT read on!

  • However, it's guaranteed you will get your loan or your money back. That's a guarantee!

  • Even bankruptcy and repossession cases get approved.

  • At Abacus we understand how hard it is to get a loan with bad credit. 

  • We've been in the credit business since 1998. 

  • We've seen the economy when it was good and bad and we know how careful you must be on the Internet when it comes to doing business. We are serious about our customer service!

  • We service individuals and small businesses that have bad or unproven credit history.

  • If you have good credit or don't know please click here to apply at a low cost national lender and it's free to apply. 
    If you are not approved, come back and see us.

  • If unsecured loans are going to be offered to you, regardless of your history of late payments, etc., it has to be understood from the beginning that we will be expecting all payments to be made on time and a definite effort made to correct any bad habits you have had in the past. Even bankruptcy does not rule you out. 

  • But you have make the conscious decision to pay your bills on time or we don't want to deal with you. It's that simple.

  • You prove to us and the lender that it was the right thing to do to give you another chance.

  • Think this out, if you can't make the payments..............please don't apply.

  • We have spent over 20 years in businesses where customer satisfaction has been up-most in our minds.  
    We want your goals to be reached and will be happy if we play a small part in it.

  • Considering we serve over 50,000 clients a year for a variety of services, and have over 150 loans approved every month, we think that we have a pretty good record. 

  • Those are clients, not web site visitors, real people who actually used one or more of our services, signed up for one or more of the programs we offer or purchased one or more of our products! 

  • We are proud of our service record and you can see it displayed in the email testimonials located on this web page.

  • By the time you reach this website you may have already visited that large collection of websites which have sprouted up since we began in the 90's. 

  • They are offering everything under the sun and guarantees of hundreds, even thousands of companies that can bankroll your loans, no matter how much you want to borrow and how bad your credit is. 

  • Seriously, do you think there are thousands of companies out there? There are not. Just a handful actually. 

  • We know the newest and most lenient of the lenders out there.

  • When you work with us you are working with the original.    

  • You may have been turned away elsewhere, but everyone is welcome here!
    Apply Now 


  • Guaranteed personal loans - a quite rare phenomenon but it exists right here!
    Yes, we offer you guaranteed personal loans. However, it is not possible to guarantee a personal loan to everyone. We have to know who you are, where do your work, what is your income, what are your chance of paying back the loan, etc. we have to be sure that you hold a good chance of making monthly returns. But we are still there to help you!

  • Even if you have a bad credit rating or bankruptcy, you do not need to worry. We understand how difficult it is to get a personal loan approved with a bad credit rating or bankruptcy record. We assure you a guaranteed personal loan even in such situations.

 

Personal Loans

 

If you do not know your credit rating, just evaluate it and get back to us. Even if you cannot get a personal loan approved because of a bad credit rating we guarantee you a personal loan.

In case of an unsecured personal loan, we guarantee you a loan only if you can make monthly payments on time. Our services are open to you only if the payments remain undisturbed and you remain honest. If you cannot be honest and see yourself not making monthly payments on time, we request you not avail of our services.

If you think that many web sites can offer you the same services then you are wrong. Many web sites have come up since the early nineties offering guaranteed personal loans but none of them is as genuine as we are. We offer you originality and excellent customer service, which has till now satisfied over 50, 000 of our customers. Our customers have included individuals and small-sized organizations. Some of our customers, be it individuals or organizations, have had bad credit history and bankruptcy but they are very satisfied now and their financial condition is blooming. So if you have a bad credit but you can do well with a loan, then we would be glad to contribute to your success.

Remember, bad credit or bankruptcy can happen to everyone and we have seen people recover from it by availing our guaranteed personal loans. So, if you want to revive your fortunes just show a little courage and get back on the track, and we are there with you! 

The Top Web Sites  
For unsecured loans and ways to raise money for good or bad credit:
Click Here

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Personal Loans
Household Finance and Beneficial Nationwide
HFC and Beneficial are sub-prime lenders who offer loans to 
those that may have less than perfect credit 
HFC not available in Alaska, Arkansas, Hawaii, Maine, Mississippi, North Dakota, 
South Dakota, Vermont, West Virginia, Wyoming, and Washington DC

Beneficial not available in Alaska, Arkansas, Mississippi, 
North Dakota, Vermont, and Washington DC

Click Here to apply at Beneficial
Click Here to apply at HFC

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Sponsored Links

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New: Loans to $10,000 for the 
Military, Veterans and GS Employees
Offering competitive interest rates and loan products for all ranks, 
Online application is available 24 hours a day, seven days a week.
Bad credit approved!
 Loans approved in about 2 hours!
Click Here to apply now

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Bad Credit Homeowners
Click Here
Your answer usually in 24 hours or less.

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Personal Loans - Canada and USA
If you have better credit:
Up to $10,000 with a quick answer. 
National company with impeccable record.
USA or Canada! Safe and Secure
USA: Click Here
Canada: Click Here
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Why not ask for donations.
CNN says this is the new way to get out of debt. 
If you can't get a loan, 
Yes, ask for the money you need!
If you really need the money. 
One woman got over $20,000 
in just over 20 weeks!
DonateMoney2me.com
Click Here

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Guaranteed Credit Cards 
VISA - MC
If you have Poor Credit, No Credit or even Horrible Credit - 
now you can get a guaranteed Unsecured VISA or MC:
Click Here

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Unsecured Personal Loans
Options for no payment for 6 months 
or interest only payments 
for first six months. 
Bad credit welcome and always approved!
Click Here
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The Newest way to get an unsecured loan -
Not from a company but from an ordinary individual!
It's changing the way lending is done!
Private Deals fro Private People! 
For Personal and Business Loans!
Click Here
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Personal Loans - Canada and USA
If you have better credit:
Click Here

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Do you need a business loan 
and or  investor or maybe even a partner 
for an existing business or a start up?
Click Here

Special Notice:    
When a company checks your credit record, it can be very dangerous to your credit!
Avoid this credit report pitfall! 
The Credit Bureau's Reports

  • Before you start applying everywhere, realize this:

  • 2 or more recent credit checks (inquiries) will negatively affect your credit score. Your credit score can be seriously damaged!

  • But, you can avoid this pitfall and still be able to apply at several companies if you are turned down, you can go to the next lender and apply without worry about your credit being damaged. 

  • Here is how it works:
    If you order a copy of your credit report in advance, a lender can pre-approve you with a 
    faxed  copy of your credit report. 

  • If they decide to reject the loan, you can continue to apply at different lenders until you find one that accepts you. Still no credit checks against you!

  • Before completion of the loan process your actual lender will probably need to do a final check on their own, but now you have only one inquiry on your records instead of two or 
    three or more!

  • Note: when you purchase your credit report, it does not show up as an inquiry!  

  • It is a good idea to know in advance what your credit score is and if there is any incorrect information on your reports. 

  • Unfortunately, most recently reported by CBS and NBC, and CNN, 
    79% of all credit reports have some incorrect information.

  • You really need to know what is on your credit record!

  • Be sure to get the one with all 3 credit bureaus reports as you will need all three. 
                            

  • To order your credit report and get it instantly and securely online: Click here

Credit Repair done by a real law firm:

Clean Up Your Credit Report Click Here

Free E-Book VipCredit Handbook
(this is not the one you see advertised all over the web, this is a concise up to date handbook)
Good news!!
Our new free E-book does not have to be downloaded!
It is web based and comes up in your browser, give it a minute to load.
You need this information to make in this credit society! 
"It's terrific!"
  It's absolutely FREE!  
Click Here

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Free Credit Information
The more you know the better off you are!

Learn More about Credit 
and how it affects your life.
Click on the Title:    


Thinking About Getting A Mortgage?


Questions? Contact:  Support contact
Because we receive so many emails a day, and have so many different services, 
we may need additional information to find your records and/or to respond properly. 
When you send in your comment, please be specific and if you are an existing member, 
send your member receipt number.  
If we get an a message that reads something like this: "How long will it take?" 
It is hard for us to know who sent it, what it pertains to and how to reply.
Be specific as possible. We get questions about many different services. 
The more information you send the faster everything goes.

Our Privacy Policy  
We will never sell your information. We do not share ANY information with outside parties. 
To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time. 

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P O Box 430
Seville, FL  32190
Toll Free Info Line
1-877-597-5047

 

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