The VipCredit Credit Repair Kit    
Special Sale Price
Now In Effect 

Are You Unable To Obtain Credit 
Once this happens, you cannot buy a house, buy an automobile, rent an apartment, rent an automobile, secure hotel reservations, get a good job, obtain a credit card  or even open a checking account.  You feel embarrassed and hopeless. Some people are able to borrow but only
at the highest interest rates costing them thousands more dollars! 

Do You Suffer From A Low Credit Rating 
If you need credit repair....you are not alone! Over 75 million Americans have a troubled credit history. As many as 40 million have bad credit! Many of us have lost a job, suffered an illness, divorce, or death in the family, or been subjected to other unforeseen circumstances.  Quite often, these events cause our credit rating to decline. 
With our program, you can change your situation. You can have a better life.

It Affect Your LIfe For Years and Years 
Even when your debts are paid, negative items may appear on your credit report an additional 7-10 years.

We Can Help You  Solve This Problem
"You can do this!"

You Should Start Now!
Because you will suffer from the effects of poor credit for so many  years, even decades, it is in your best interest to start right away. With our program you can start changing your life now. Don't put it off and think back  three or four months from now and wish you had done something!
Don't wait 7-10 years to begin having good credit?  
That is why we encourage you to start now.   Do it now. Click Here

How is this done?
You will be shown how to take advantage of several consumer credit laws. They include The Equal Opportunity Act, Privacy Act, Fair Credit Reporting Act, and Fair Debt Reporting Act.  These were passed by Congress in the 1960's to help assure consumers the right of privacy regarding how and what is reported by credit reporting agencies.  Don't worry, we show you step by step how to succeed.

Is it legal?
Yes, absolutely! The Federal Government enacted these laws for the purpose of protecting consumers against the intrusions of creditors, credit bureaus, and collectors. 

Can I remove student loans, bankruptcy, tax liens, judgments, inquiries, etc.?
Yes, virtually any item can be removed. 

Can I remove any type of negative information, even if it is correct?
The answer is YES!    Actually, any item can be challenged, you do not have to prove anything; the Credit Bureau must do research to determine the authenticity of it's report or else they mus delete the item... all within 30 days. This is a federal law!  Remember you can do it yourself.

Why do you hear so much about credit repair "cannot" work?
Creditors and credit bureaus spend huge amounts of money to get this idea across to the public.  They realize this is the only way to keep control.  If you notice, these statements are usually made by creditors and credit bureaus.  If the process wasn't working, why would they spend so much money trying to deter you from this effort. Recently these credit bureaus were heavily fined for not responding to customers requests. 
       We'll show you how to get their attention.
In January 2000,  the credit bureaus were fined $2.5 Million Dollars 
for failing to comply with the law. 
"millions of callers received a busy signal or a message asking them to call back later, while many who did get through were kept on hold for long periods. Equifax and Trans Union also were said to have blocked calls from some sites."  Read the entire story: click here

Why do some negatives remain on my report for 7 to 10 years?
That's because they drop off 7 to 10 years from the last reported date.  If a creditor re-reports an account at any time prior to it dropping off the report, it remains 7 to 10 years from this new date, meaning a creditor can virtually keep a negative account on your report indefinitely as there is no limit to the number of times they can re-report.

Do I have to pay off my debts?
If you owe someone, our program will do nothing about that and we do not advocate non-payment of debts.  That is totally between you and your creditors.  Our only objective is to show you how to remove the negatives and inaccuracies from your credit reports.

Won't the negative item be re-reported?
You remove items permanently.  On rare occasions, the item might be re-reported and go on your report again. If so you you can follow the procedure to remove it a second time. 

"You can dispute any of the negative items on your credit reports whether they are correct or not!"  "Remember the Credit Bureaus only have 30 days to research your claim or by law they must remove the item."

"Get out from behind the 8 ball!"

Here's What You Get:

The Secrets that the Law Firms use.
Step by step instructions to follow to repair your credit files at all three credit bureaus.  
We won't bog you down with useless information. 
Just the step by step, procedure to repair your credit file.
We tell you how and where to get  copies of your credit report from each Credit Bureau. You may have to pay a small fee to the credit bureau but if you have been denied credit recently, it might be free.
Step by step instructions for repairing your credit all written in plain English.
An easy to fill out form for Disputed Items. 
You can dispute any of the negative items on your credit reports whether they are correct or not! 
Remember the Credit Bureaus only have 30 days to research your claim or by law they must remove the item regardless. 

We have seen similar products on the Internet selling for over $100.00  
Our Price: $29.95 

                  

Note: Sale price is now in effect!  

You will receive your information instantly!
After payment you will be directed to a special web page with your information. You can print it out for your permanent file.

Newest Articles: 

• Are you struggling with personal debt?

• Found yourself in a sea of debt?

• Are credit cards your enemy?

Learn More about Credit 
and how it affects your life.
Click on the Title:    

• Credit Card - Rules Of Thumb
• Bad Credit Card
• Bad Credit Unsecured Loan
• Fair Credit Billing
• Equal Credit Opportunity 
• Fair Credit Reporting
• Lost or Stolen Credit and ATM Cards - What to do
• Credit Cards - The Choosing and Using Of
• Getting Credit During Retirement Years
• Over 50 Ways To Save Money
• About Those Pre-Approved Credit Cards
• How to Correct Mistakes In Your Credit Report 
• New Power to Fix Credit Reports
• Another Great Article On "Credit Repair"
• About Secured Credit Cards
• Those Unsolicited Credit Card Offers
• Your Consumer Rights About Credit
• The Truth About Those "Credit Card Loss Protection" Offers
• Zero-Percent Financing Deals
• Protecting Your Financial Privacy in Cyberspace
• What Debt Relief Advertisements Are About 
• Holiday Shopping Tips
• Automatic Debit Scams

• Checklist:  Before Cosigning A Loan
• Selecting a Financial Planner
• Picking A Credit Counselor
• Credit and Charge Card Fraud and How to Avoid It
• More On The New "Credit Scoring"
• The Truth About Credit Card Blocking 
• What Is Electronic Banking?
• Surviving in the event of a Job Loss
• Applying for Business Credit?
• About Living Trust
• Cosigning A Loan
• Fair Debt Collection
• About Debit Cards
• More About Debit Cards
• Credit Repair 
• Identity Fraud On The Rise

Thinking About Getting A Mortgage?

• Prepare yourself with this checklist
• Mortgage Choices
• Adjustable Rate Mortgages
• Selecting A Real Estate Agent
• Refinancing Your Mortgage Loan

Questions? Contact:  Support contact
Because we receive so many emails a day, and have so many different services, 
we may need additional information to find your records and/or to respond properly. 
When you send in your comment, please be specific and if you are an existing member, 
send your member receipt number.  
If we get an a message that reads something like this: "How long will it take?" 
It is hard for us to know who sent it, what it pertains to and how to reply.
Be specific as possible. We get questions about many different services. 
The more information you send the faster everything goes.

Our Privacy Policy  
We will never sell your information. We do not share ANY information with outside parties. 
To prevent unauthorized access, and ensure the appropriate use of information, we have appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. We use return email addresses to answer the email we receive and you have the option to "opt out" of our contact with you in the future. Such addresses are not used for any other purpose, are not shared with outside parties, and are never sold. Your information will not be kept on file after 6 months. It will be destroyed at that time.