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The Top Web Sites
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Special Notice: This can be very dangerous to your credit!
Avoid the credit check pitfall!

Before you start applying everywhere, realize this:
2 or more recent credit checks (inquiries) will negatively affect your credit score. Your credit score can be seriously damaged!
But, you can avoid this pitfall and still be able to apply at several companies if you are turned down, you can go to the next lender and apply without worry about your credit being damaged.
Here is how it works:
If you order a copy of your credit report in advance, a lender can pre-approve you with a
faxed copy of your credit report.
If they decide to reject the loan, you can continue to apply at different lenders until you find one that accepts you. Still no credit checks against you!
Before completion of the loan process your actual lender will probably need to do a final check on their own, but now you have only one inquiry on your records instead of two or
three or more!
Note: when you purchase your credit report, it does not show up as an inquiry!
It is a good idea to know in advance what your credit score is and if there is any incorrect information on your reports.
Unfortunately, most recently reported by CBS and NBC, and CNN,
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You really need to know what is on your credit record!
Be sure to get the one with all 3 credit bureaus reports as you will need all three.
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It is web based and comes up in your browser, give it a minute to load.
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